Over the festive season one or more relatives may well have mentioned a fantastical investment opportunity with returns too good to be true. Bitcoin has been a topic on everybody’s lips, if not any one of the other 1000+ virtual currencies or tokens currently available on exchange. Following Bitcoin’s and other virtual currencies’ meteoric rise…

On November 27, the European Commission (EC) endorsed the much awaited Regulatory Technical Standard (RTS) on strong customer authentication (SCA) and  secure communication of the Payment Services Directive (PSD), introducing a novelty to the process, the introduction of an exemption to the so-called “fallback mechanism”.  What does this mean however, and how did we get…

Data collated by the University of Cambridge shows that year-on-year growth in the provision of alternative finance – predominantly crowdfunding – has been running at an impressive pace within the EU. To illustrate, since 2014 it grew by 92% to reach a value of €5.4 billion in 2015. If this is indeed the case one…